Merchant Account
Why struggle with gateway approvals?
International founders often face account holds, rolling reserves, or outright bans. We structure your entity and compliance documents to meet the underwriting requirements.
Full KYC/AML Compliance
We prepare all necessary documentation, including utility bills and UBO declarations to pass rigorous underwriting.
Anti-Ban Structuring
By using the right corporate structures and proper IP hygiene, we secure your revenue streams from sudden closures.
Multi-Currency Processing
Accept USD, EUR, GBP, and 100+ other currencies locally. Avoid exorbitant FX fees for your customers.
Merchant Account Packages
No hidden fees. Choose the package that best fits your business needs.
30-day money-back guarantee
The Compliance Audit
Risk Mitigation & Health Check
Services Included:
- KYC/AML Document Review
- Website "Trust-Flow" Audit
- Gateway Shadow-Ban Analysis
- 1-on-1 Strategy Session (45 min)
- Business Profile Cleaning
Everything in Audit plus:
- Premium Physical Address (12 mo)
- Utility Bill Verification Support
- Merchant Underwriting Liaison
- IP & Hardware Masking Guide
- Location Security Protocols
The Global Enterprise
Total Financial Infrastructure
Everything in Growth plus:
- Full US LLC/C-Corp Formation
- Mercury/Relay Banking Setup
- Dual-Gateway Setup Redundancy
- Express 72h Document Delivery
- SaaS & High-Risk Compliance
Frequently Asked Questions
Why was my account closed even though I have a US LLC and EIN?
Usually, it’s a "Data Mismatch." Payment processors check if your IP address matches your business address and if your EIN is "fresh" in the IRS database. We ensure your digital footprint and physical documentation are perfectly synchronized before you hit "Apply."
Can I process payments in my local currency but settle in USD?
Yes. Our setups support 135+ currencies. Your customers pay in their local currency to increase conversion, while you receive the funds in your US Business Bank account in USD to avoid constant exchange fees.
What is a "Rolling Reserve," and how do you help me avoid it?
A reserve is when a processor holds 5–15% of your sales for 90 days. By presenting a "Clean Underwriting File" (which we prepare), we demonstrate your low-risk profile to the bank, often resulting in 0% reserves or shorter holding periods.
How does the Physical Address service work?
Unlike "Virtual Offices" that are blacklisted by Stripe, we provide a lease agreement at a verified commercial location. This allows you to pass the "Physical Presence" checks required by modern Fintech underwriting without actually being in the US.
Do I need to fly to the US to open the bank account or gateway?
No. 100% of our process is remote. We utilize digital identity verification and our network of partner banks to ensure you can manage your global empire from your laptop, anywhere in the world.
How long does the entire setup take?
Typically, LLC formation and EIN take 5-7 business days. Bank account and Gateway setup take an additional 3-5 days. You can expect to be "Live" and taking payments within 14 business days of providing your documents.
Request a Free Consultation
Our experts will help you choose the best Delaware LLC package for your goals.