Virtual Terminal

What are Virtual Terminals?

A Virtual Terminal is a web-based payment solution that allows you to manually enter credit card details and process payments remotely — without needing a physical terminal or card reader.

Ideal for businesses that take orders over the phone, email, or in-person without a POS system. We offer virtual terminals that work especially well for high-risk merchants and non-resident companies.

  • Remote Payment Processing: Accept card payments from anywhere in the world.
  • High-Risk Friendly: Solutions for industries often rejected by traditional banks.
  • Easy to Use: Simple web interface with no hardware required.
virtual terminal payment

Why Businesses Choose Our Virtual Terminals

Reliable card payment solution for phone, email and remote orders.

High-Risk Approval

Virtual terminals that accept high-risk and international merchants.

Phone & Mail Orders

Process payments taken over phone, email or WhatsApp.

Non-Resident Friendly

Works perfectly for offshore companies and international founders.

No Hardware Needed

Process payments directly from any computer or mobile device.

Overcoming Processing Challenges

Many high-risk and international businesses struggle to get approved for card processing. Our virtual terminals provide a fast and reliable solution.

  • Remote Card Entry: Manually key in card details for phone and mail orders.
  • High Approval Rates: Designed for businesses declined by traditional gateways.
  • Multi-Currency Support: Accept payments in USD, EUR and other major currencies.
  • Secure & Compliant: PCI-DSS compliant with full data encryption.

Virtual Terminal Packages

Secure MOTO (Mail Order/Telephone Order) solutions for remote billing. Process payments manually through a secure web interface.
PCI-DSS Level 1 Compliant Environment

Essential

Secure Manual Entry

$ 199 / once
Setup Terminal Ideal for small boutique agencies
Services Included:
  • Cloud-Based Browser Access
  • Up to $50k/Month Volume
  • Level 1 Data Encryption
  • 2–3 Day Standard Settlement
  • 24h Email Technical Support

Professional

High-Volume Remote Processing

$ 399 / once
Get Pro Access Most Popular for Call Centers
Everything in Essential plus:
  • Up to $250k Monthly Volume
  • Multi-User Sales Team Logins
  • Recurring Billing Engine
  • Full CRM API Integration
  • Priority WhatsApp/Telegram Desk

Premium Global

Institutional Payment Gateway

$ 799 / once
Go Enterprise Unlimited High-Risk Solution
Everything in Pro plus:
  • Unlimited Monthly Volume
  • Advanced Chargeback Shield
  • Multi-Currency Settlement
  • Dedicated Account Manager
  • Custom Financial Reporting

What You Get with Our Virtual Terminals

Complete remote payment solution tailored for high-risk and international merchants.

Manual Card Entry

Securely key in credit card details for phone, email and mail orders.

PCI-DSS Compliant

Full data encryption and security standards to protect sensitive information.

Real-time Reporting

Detailed transaction dashboard with export options.

Multi-Currency Support

Process payments in USD, EUR, GBP and other major currencies.

Dedicated Support

Personal assistance for setup and daily operations.

Mobile Friendly

Use the virtual terminal from any device — desktop, tablet or smartphone.

Frequently Asked Questions

Is it safe to type a customer's credit card details into a web browser?

Yes, provided you use our PCI-DSS Level 1 compliant terminal. Our system uses end-to-end encryption, meaning the card data is "tokenized" the moment it’s entered. The full card number is never stored on your computer or our local servers, significantly reducing your compliance liability.

What is MOTO processing, and why do I need a special account for it?

MOTO stands for Mail Order / Telephone Order. Banks view these as "Card-Not-Present" (CNP) transactions, which have a higher risk profile. Most standard retail processors will freeze your account if you manually key in too many cards. Our Virtual Terminals are specifically underwritten for MOTO, ensuring your account remains stable.

Can I use this Virtual Terminal on my smartphone while traveling?

Absolutely. The terminal is a responsive web-based application. As long as you have a secure internet connection, you can process a payment from a mobile phone or tablet anywhere in the world. No extra hardware or dongles are required.

How do you handle "High-Risk" industries that have been declined elsewhere?

We work with a network of specialized acquiring banks that understand high-risk verticals. We help you package your application with the right "Merchant Category Code" (MCC) to ensure the banks understand your business model, leading to much higher approval rates than standard processors like Stripe or Square.

Can I set up recurring payments manually through the terminal?

Yes. Our Standard and Premium tiers include a "Subscription Manager." You can enter a customer's details once and schedule weekly, monthly, or annual charges. This is ideal for retainer-based services or membership clubs.

What documents do I need to get started as a non-US resident?

We typically require a color scan of your Passport, a Proof of Address (utility bill), and your US LLC/EIN documents (which we can provide). For the Premium tier, we may also request 3 months of previous processing statements to secure higher limits.

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